FEDERAL EMPLOYEE DISABILITY INSURANCE
BENEFITS PROGRAM
The
Federal Disability Insurance Program is available to
ALL Federal Government Employees,
Non Postal Federal Employees and Postal
Employees. The Federal
Employee Disability Income Insurance is available in
$100 increments up to
$2,500 per Month. The minimum Monthly Benefit
amount is $600 and the maximum
Monthly Benefit can not exceed 66 2/3% of
your GROSS Pay or $2,500 per month,
whichever is less.
During
Open Season ONLY the Federal Disability Insurance is
GUARANTEED TO ISSUE
without Riders or Waivers and Will Cover Any
Pre-Existing Condition(s) after 12
Months of
continuous coverage.
All
Federal Employees who has been actively at work full time
at their regular
occupation for the 30 days prior to enrollment, YOU
CANNOT BE DECLINED for
coverage. In addition, NO MEDICAL CONDITION(s) CAN BE
WAIVED OR RIDERED OUT of
the coverage. ALL PRE EXISTING CONDITIONS ARE
COVERED after 12 months. The
Federal Employees Must Enroll During The Open Season
Nov. 12th - Dec. 10th to be
eligible and qualify for the Preferred Risk Underwriting.
Federal Employees can
select the Short Term Disability Income Insurance Plan to begin
Paying out Monthly
Benefits on the 15th or 31st Day (1st day if hospitalized) of
a covered
Disability. Twenty Four Hour Coverage provides coverage
both, On and Off the Job
is included. Federal Government Employees can
select Short Term
Disability Income Benefits to be payable for 1
Year or 2 Years. The Disability
Income Benefit Payout Period Increases
Each Year
Policy has been in Force. After Five Years, A One Year Benefit Increases to
18 months OR a 2 year
Benefit Increases to a 3 Year Benefit.
Federal Disability Insurance
Offers
Special Features & Increasing
Benefits:
One Group Premium Rate Regardless of Age or
Sex
Coverage for both Accident & Sickness Including
Recovery From Surgery
Waiver of Premium After 90 Days of
Disability
Maternity is Covered as Any Other
Sickness
24 Hour Coverage Both On and Off The
Job is Included
Automatic Increase in the Benefit Payout Period
Based on how long Your
Policy has been In-Force. A One Year Benefit Increases to
18 Months OR a 2 Year
Benefit Increases to a 3 Year Benefit. Included for No Extra
Charge in Premiums.
Claim Payments are Made Directly to The Federal
Employee
Federal Government Employees can File Claims
Without any Assistance From The FEHB or
OPM Human Resources Department
Guarantee to Issue without Any Riders or Waivers
and will cover Any
Pre-Existing Condition(s) after 12 months, if enrolled
during The Open Season
Disability Payments are Paid In Addition to Any
Other Private Benefits or
Federal Employee Benefits, Except Reduced by 50% to
Coordinate With Workers Comp.
Allows Federal Employees To Reserve
Saved Up Vacation or Sick Leave Pay
and will Provide Income During the Waiting
Period, Before Federal Retirement Disability Benefits Would be
Payable
Provides the Additional Money Needed to Pay Federal
Employees Out Of Pocket Health
Insurance Expenses and the
Additional Living Expenses that Incur due to a
Sickness, Recovery from Surgery or an
Accident
The Need for
Disability Income...
A Look at The
Odds
Men
have a 43% chance of becoming disabled during their
working years; women have a
54% chance.
30%
of all Americans between the ages of 35 and 65 will
become disabled for more
then 90 days according to the American Council of Life
Insurers.
46%
of all foreclosures on conventional mortages are brought
on by a disability.
50%
of the filers in bankruptcy court are there because of a
medical disability.
In
a given year, 1 out of every 8 people will become
disabled.
Payroll Deduction
is available for Federal Employees
or Postal Employees, Monthly Automatic Checking
Account Draft and Direct
Quarterly Paper Bill. The Federal
Disability Insurance Plan is available
to All
FederalEmployees
in all States across the USA except the New England
States and MN.
Underwritten by GE Financial Assurance. Don't
miss this opportunity to protect
your paycheck with this Affordable Disability Income
Insurance Coverage that
Issues, Pays Claims and Automatically Increases Your
Benefit Pay Out
Period. In Comparison to Other Insurance Companies that
won't even offer coverage to Federal
Employees, much less guarantee to issue
without waivers and
cover pre existing conditions after 12 months.
For more
Information about the
Federal Disability
Insurance email or telephone our office. The
premiums are the same
regardless of your sex or age. The Federal Disability Insurance Plan can't be beat
if you are between the age of 35 and 68.
Premiums are level and will NEVER
increase in the future even if you change
jobs.
The Federal Disability Insurance Premium Rates are attached as a PDF File. Rates are
the Same for ALL
States Except for California. Aplications and Instructions
are also Attached as a PDF
File which you can Open, Download and Print. If you have trouble Downloading the Attached PDF files. Please Call or Email us and we will email the PDF files directly to you or
CLICK HERE FOR DISABILITY PLAN RATES
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Instructions & Application:
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Disability Plan Rates:
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or
Feel
Free To Give Us A Call
@
602-774-1558
