FEDERAL EMPLOYEE DISABILITY INSURANCE BENEFITS PROGRAM
The
Federal Disability Insurance Benefit Programs are available to ALL
Federal Government Employees, Non Postal Government Federal Employees
and All Postal Employees. The Federal Employee Disability Income
Insurance Benefit Program is purchased in $100 per month increments up to
$2,500 per Month. The minimum Monthly Benefit is $600 and the Maximum Benefit
can not exceed 66 2/3% of an Employees GROSS Pay or $2,500 Per Month, whichever
is less.
During OPEN SEASON Federal
Disability Insurance Benefit Program is GUARANTEED TO ISSUE with No Riders
or Waivers and Covers Any Pre-Existing Condition(s) after 12 Months Coverage
under theProgram Plans.
All
Federal Employees actively at work full time at their regular Government
Occupation for 30 days Prior to Enrollment, CANNOT BE DECLINED for
Benefits or Coverage. NO MEDICAL CONDITION(s) WAIVED OR RIDERED OUT of the Plans
Coverage. ALL PRE EXISTING CONDITIONS ARE COVERED By Plan Benefits after 12
months. Federal Employees Must Enroll During OPEN SEASON to be
eligible for the Federal Employee Preferred Risk Underwriting .
Federal Employees select Short Term Disability Income Insurance Plan
Benefits to start Monthly Benefits on the 15th or 31st Day (1st day if
hospitalized) of a covered Disability. 24-Hour Coverage On or Off the Government
Job Included. Federal Government Employees Select Short Term
Disability Income Plan BenefitsPeriod to be Payable for ONE Year or TWO
Years. The Disability Income Benefit Period Increases during the First Five
Years. After Five Years, A ONE Year Disability Plan Benefit Period
Increases to Eighteen Months. A Two Year Disability Plan BenefitPeriod
Increases to THREE Years with NO Increase in the Disability Program Plans
Premium.
Federal Disability Income Insurance
Offers Special
Features & Increasing
Benefits:
Group Plan Rates for All Regardless of Age or Sex
Coverage for Accident & Sickness Including Recovery From Surgery
Waiver of Plans Premium After 90 Days of
Disability
Maternity Covered as Any Other Sickness
24 Hour Coverage Both On and Off The Government Job Included
Benefits Period Automatically Increases during First Five Years. A One Year
Benefits Period Increases to Eighteen Months. A Two Year Benefit Period
Increases to THREE Years with No Increase in Program Plans Rates.
Claim Payments Made Directly to Federal Employee
Federal Government Employees File Claims Without Assistance
From F E H B or O P M HR Department.
Guarantee to Issue without Riders/Waivers, Coverage for Any Pre-Existing
Condition(s) After Twelve Months. Enroll Now or during OPEN SEASON.
Disability Income Plan Benefits are Paid In Addition to Any Other
Private Benefits Plans orFederal Employee Benefits.Program
Benefits Reduced by 50% to Coordinate Benefits with Workers Compensation if/when
WC Pays.
Federal Employee can Reserve Saved Up Vacation or Sick Leave Pay. A
Short Term Disability Benefit will Provide Income During the Waiting Period,
Before Federal Retirement Disability Benefits Would be Payable.
Provides Additional Money Needed to Pay Federal Employees Out Of Pocket
Health Insurance Expenses and Additional Living Expenses Incurred during a
Sickness, Recovery from Surgery or an Accident
The Need for
Disability Income...
A Look at The Odds
Men have a 43% chance of becoming disabled during
their working years; women have a 54% chance.
30% of all Americans between the ages of 35 and 65
will become disabled for more then 90 days according to the American Council of
Life Insurers.
46% of all foreclosures on conventional mortages
are brought on by a disability.
50% of the filers in bankruptcy court are there
because of a medical disability.
In a given year, 1 out of every 8 people will
become disabled.
Payroll Deduction is available for Federal Employees
or Postal Employees, Monthly Automatic Checking Account Draft and Direct
Quarterly Paper Bill. The Federal Employee Disability Income Insurance
Benefit Plans are available to All
Federal Employees
in most States across the USA except New England States and MN.
Underwritten by GE Financial Assurance. Protect your paycheck with Affordable
Disability Income Insurance Coverage that Issues, Pays Claims and
Automatically Increases Your Benefit Periods.
Compared to Other Disability Insurance Companies that refuse to offer
Coverage to Federal Employees, much less guarantee to issue without
waivers and provide Coverage for Pre Existing Conditions after 12 months.
For more Information about the
Federal Disability Insurance email or telephone our office. The premiums
are the same regardless of your sex or age. The Federal Disability Insurance
Plans can't be beat between the ages of 35 and 68.
Premiums are level and will NEVER increase in the future even if you change
jobs.
The Federal Disability Insurance Program Premiums and Forms are attached
as PDF Files. Rates are the Same for ALL States Except California.
FEDERAL EMPLOYEE DISABILITY INSURANCE
BI-WEEKLY RATES
Printable PDF Files
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Short Term Disability Forms:
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Disability Insurance Premiums:
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or
Feel Free To Give Us A Call
@
602-464-3587
